Divorcing Homeowners who are selling the marital home should understand the importance of Basis. The Basis of the property is usually the acquisition cost and may be an important number when calculating any capital gains on the sale. The cost is the amount paid in...
Buying A New Home When Tied To The Mortgage On The Marital Home One of the main concerns, when one party is retaining the marital home, is that the vacating or out spouse will not be able to qualify for future mortgage financing while their name remains tied to the...
Divorce and mortgage financing concerns are often a touchy subject in divorce situations. Particularly when one spouse is dependent upon income awarded from the divorce for mortgage qualifying purposes and also when contingent liabilities are present, such as a...
There is more to address in a divorce settlement agreement than just the disbursement of net proceeds or equity ownership in a divorce situation. A mortgage escrow account is designed to hold a homeowner’s periodic payments for real estate taxes, mortgage...
The Impact of Changes in the Mortgage Industry for Divorcing Borrowers When a divorce involves refinancing the marital home, divorcing borrowers typically are looking to pull equity out of the home in order to buy-out the other spouse’s equity ownership. Although the...
The Lindley Team helped us refinance our mortgage during the middle of the pandemic. I contacted many mortgage lenders during this time and decided to go with The Lindley Team as they were very transparent on the whole process. They were able and willing to work with my wife and I on our credit/debt and finding the best rate possible with our credit. We just signed the end of May and were very happy with the whole process. With previous experience with other Mortgage lenders, going with The Lindley Team was the easiest and the least stressful experience we had. We would highly recommend anyone looking for Mortgage Lenders to give The Lindley Team a call!
I used the Lindley Team for my refi/equity buyout at the recommendation of a friend. They did not disappoint and had key knowledge that helped streamline my situation. I was impressed how the team worked smoothly and with clear communication. Highly recommended!
I refinance my mortgage with the Tammi Lindley Team, they are professional and responsible. Tammi is a good leader, the team are good staff. They are so patient for helping me. I think I will cooperate with them.
The Lindley Team was a pleasure to work with, even while initiating a refinance at the start of a global pandemic. Everything was handled smoothly, and Tammi kept me posted on floating rates every day until we found the one we wanted to lock.
Refinanced to take advantage of lower rates, and the whole team couldn't have been more helpful. It was easy to determine what I needed to do, and the team helped me when I managed to mess up anyway. They were thorough and professional and helpful. Highly recommend.
Tammi and her team made my home purchase so easy. Everyone on her team was friendly, professional and speedy in processing my loan. Tammi was great at communicating my loan options via email and on the phone. Her team was quick to let me know if any information or documentation was needed and were responsive if I had any questions. The entire process was effortless on my part and allowed me to close a few days early on my house. I could not recommend Tammi and her team enough and will definitely use them in the future.
The Lindley Team was nothing short of amazing! They were clear and upfront, with no surprises or mistakes. Their app made tracking the progress very easy and instant. They were quick and very friendly! I would HIGHLY recommend the Lindley Team for any of your future lending needs!
Fantastic team! They handled an odd situation that came up during the process with ease and confidence! Very friendly and personable to work with, too! 100% they will be the ones I reach out to for all of my mortgages!
Tammy and her team were awesome! She worked extremely hard to get us a fantastic loan on a home in Salem. Her team kept us update throughout the process. It's great to have someone on your side and making sure your on track through such a complex process. We even closed 2 days early!!!!
Tammi Lindley and her team were fantastic! As first time homebuyers everything was new and hectic. Tammi was always there for any question or concern. From start to finish our transaction was so smooth. She was always patient and understanding. Between us as buyers being on top of turning our documents in on time and how efficient the Lindley team is, Tammi and her team were able to prepare and help us close early! She will definitely be our lender in the future.
The Lindley team gave us the best rates from the beginning, kept us informed of the completed and the upcoming steps, helped us complete all the documentation and ground work which helped us get the financing from the bank seamlessly, thank you Lindley Team
Tammi Lindley is a Super Hero in Mortgage Lender clothing! We owe the fact that we are qualified for a loan to the hard work and resourcefulness of Tammi Lindley. She sought out a special lender for our unusual life circumstances and really went the extra mile for us. Tammi and her team members, Bri and Jennifer, have been incredibly supportive, professional, and responsive during this entire process. We are so grateful! My real estate agent is extremely impressed with Tammi and her quick response time. Buying a house and qualifying for a loan can be an exciting but stressful endeavor. I would advise any friend or family member of mine to do themselves a HUGE favor and contact the Tammi Lindley team for their financing needs.
Tammi and her team made our experience effortlessly easy!!! We used the VA home loan. She was so helpful with all of our questions and everything happened very quickly when it needed to. We are first time homeowners to our dream home thanks to Tammi and her team! We will be recommending the Tammi Lindley team to everyone looking to buy a home. Thank you guys again so much!!!