


Mortgage This: 5 Tips for Working With Mortgage Brokers
Did you know traditional financial institutions provide only 1/3 of all mortgages? It’s true—mortgage brokers sell the majority of home loan products today. Considering how much time and money a home loan broker can save you, that’s no wonder. Brokers help...
Navigating the Residential Mortgage Market: A Guide
This year, the average rate for a fixed 30-year mortgage is 6.38%. The residential mortgage market is currently hotter and busier than ever before. More and more people are starting to buy houses even as house prices continue to skyrocket. This is the case because may...
The Issue With Overlooking Property Taxes in Divorce
Property Taxes and Escrow Accounts What is property tax? Property tax is paid by an individual or entity on an owned property. Property taxes are a type of “ad valorem” tax, which means they are based on the assessed value of real property and some tangible personal...
Is Refinance Mortgage to a 15 Year Better Than Making Extra Payments
Now is a great time to refinance your home. But do you know whether you should refinance from a 30-year mortgage to a 15-year one? Most homeowners who want to refinance mortgage rates are hoping to get a better rate and lower their monthly payments. However, you...
What Are Mortgage Points and How Do They Affect Interest Rates
If you’re preparing to buy a house, you know there’s a plethora of things to consider. While you might want to focus on the fun stuff like paint colors and flower planting, first you need to consider the financial aspects of getting into a house. First,...
What Happens To The Reverse Mortgage After Divorce?
Couples can divorce later in life for the same reasons younger couples split up – but when you’re over 50, these reasons are framed by aging and the realization that you have more years behind you than ahead of you. While there may be differences in the emotional...
How a Mortgage Report can Help You Understand Your Refinancing Options
What if you could learn all about your refinancing options practically overnight? A good mortgage report is one of the best ways to learn about refinancing your mortgage. Unfortunately, most homeowners don’t know what these reports are, much less how the reports...
Getting a Mortgage Without a Credit Score: Your Complete Guide
Americans pay an average of $1,588 per month for an unfinished apartment. Many people feel intimidated when dealing with banks and that obtaining a mortgage to purchase a home is beyond their financial ability. It doesn’t matter whether you are getting a mortgage for...