About Portland
Divorcing Your Mortgage Newsletter – October 2019 Edition 2
Understanding the Transfer of Real Estate During Divorce The basic understanding of the various real estate deeds is a must when transferring title and ownership to real estate during a divorce situation. A real estate deed is a legal...
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The Good, the Bad, and the Truth About Private Mortgage Insurance
Looking into buying a home? Right now is a great time to buy, with low-interest rates and lenders offering loans without requiring a 20% down payment. With less than 20% down payment, you may be required to pay private mortgage insurance (PMI) to help secure a loan....
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Divorcing Your Mortgage Newsletter – October 2019 Edition 1
The Housing Assistance Tax Act of 2008 When a Divorcing Client Moves into an Existing Rental Property There may be a widely overlooked tax consequence as many divorcing couples who own investment properties often move into a rental home as their new...
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Managing Your Credit Through Divorce
Many divorced couples run into financial problems a few months after a divorce when an ex-spouse starts making late payments on a shared account. These late payments appear on both of the account holders’ credit reports, despite divorce...
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Choose Your Words Carefully
Choosing the words carefully in the divorce settlement agreement can help avoid language traps that could affect the ability to obtain mortgage financing. We know it is important to be very mindful of the words used in a divorce settlement...
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First Time Home Buyers: Where You Can Find Affordable Housing Financing
Are you looking to purchase your first home in the Portland, Oregan area? If yes, you may feel like your new home is out of reach. Don't worry Portland still has some affordable housing options, and with the right support, you can take advantage of First-Time...
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Refinance Options When You Lose Income or Experience a Setback
64% of Americans own their own homes. Homeownership is a big part of the American dream. Owning a home is a reality many can attain thanks to record low mortgage rates and government-backed programs to support homeowners. But what happens if you purchase a home and...
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Moving Into An Investment Property After Divorce?
The Housing Assistance Tax Act of 2008 WHEN A DIVORCING CLIENT MOVES INTO AN EXISTING RENTAL PROPERTY There may be a widely overlooked tax consequence as many divorcing couples who own investment properties often move into a rental home as...
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Best Uses for Your Mortgage Cashout Refinance
Studies show that more than half of Americans have less than $1,000 in their savings account. If this applies to you, how do you anticipate covering the cost of major life events, from the unexpected to the planned? If you need money to help foot a big bill, a...
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Top 10 Things You Should Know About Your Mortgage When Going Through a Divorce
Divorce changes many things when obtaining mortgage financing. Recognizing many of the significant differences can help make future mortgage financing a smoother process. Timing of Filing Divorce Petition. The timing of filing a divorce...
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