How to cancel FHA MIP or conventional PMI mortgage insurance
With current interest rates at historic lows, many people are looking into refinancing their home or they’re preparing to purchase a home for the first time. If you don’t have a certain amount of money to put down or your credit is less than stellar, you...
Best Wine Country Real Estate Locations for Living in the Pacific Northwest
If you are feeling the call to move to the beautiful pacific northwest, you are not alone. According to research, more people have been moving to Oregon than the number of people leaving. Living in Oregon State is a little slice of heaven. With endless beaches,...
Avoiding Language Traps in the Divorce Settlement Agreement
Avoiding Language Traps in Divorce Settlement Agreements That Could Affect Your Ability to Obtain Mortgage Financing. We know it is important to be very mindful of the words used in a divorce settlement agreement in order to avoid any language traps and future...
Should Divorcing Clients Be Pre-Approved Before Agreeing to Refinance the Marital Home?
New home buyers are often required to be preapproved for mortgage financing prior to submitting an offer to purchase a home. This standard procedure is done to show not only the buyer’s good faith but their financial strength to the sellers. Is it beneficial for...
The Veteran’s Guide to Buying a Home
What if your service to the country could help you get your dream house? Many veterans hold off on buying a home because they think the process is going to be complicated and annoying. Surprisingly, though, veterans have access to some of the very best mortgage loans...
Buying Before “I Do:” Tips for Unmarried Couples Buying a House
The United States Federal Reserve just lowered interest rates for the first time in a decade. Mortgage rates are still hovering near record lows with the 30-year average at 3.75%. At the same time, home prices continue to rise across the nation. Home prices on the...
How Trade Wars Affect the Housing Market
Congratulations! You’ve just put your house on the market for the first time! And then you turn on the news. “Trade War Gets Murkier…” The news is full of dark omens. Pundits everywhere spew doom and gloom. Suddenly you’re worried. What...
The Basics and Benefits of Refinancing
If you’re a homeowner with a mortgage, there is a likely chance that you will refinance your home at least once throughout the life of your loan. There are several reasons to refinance and it often provides many benefits to you, the homeowner. But, understanding...
