How to Cancel FHA, MIP or Conventional PMI Mortgage Insurance
Are you paying too much for your mortgage? No, we’re not talking about the rate on your loan. Instead, we’re talking about mortgage insurance and premiums. Many mortgages require the buyer to pay extra each month in order to protect the lender. But what...
How You’ll Benefit from Working with a Mortgage Loan Broker
Buying a home is an exciting time full of daydreaming about happy futures and scanning paint swatches. But it can also be a confusing and daunting process filled with jargon and a million sheets of paper for you to sign. You don’t know whether you’re getting the best...
Meet the Neighbors: The Top 5 Portland Neighborhoods to Live In
In today’s busy world, it can be intimidating to start the process of buying a new home. You’ll have a lot of financial details and mortgage requirements to navigate, for one thing. Plus, you and your family have to decide where you actually want to move....
Time to Upsize! Your Guide to Buying a Bigger House
Sixty-nine percent of people in small homes say they would like larger accommodations. Maybe your kids are getting older and more space would keep bickering to a minimum. Or maybe you are planning to welcome an in-law or two into your home. The decision to upsize is...
The Beginner’s Guide to Mortgage Refinance
When you have a mortgage, it can be easy to feel like you’re stuck. Stuck with a certain interest rate, stuck with mortgage insurance premiums, stuck in a loan that will last three decades of your life, stuck sitting on equity that you can’t liquidate. But with a...
How to Ditch FHA Mortgage Insurance Premiums
When you get a mortgage, you’re signing a million sheets of paper and agreeing to pay a lot of things that you may not understand at the time. Closing costs, down payments, inspections, real estate agent fees, home insurance, escrow, and so on and so forth. One of the...
The Good, the Bad, and the Truth About Private Mortgage Insurance
Looking into buying a home? Right now is a great time to buy, with low-interest rates and lenders offering loans without requiring a 20% down payment. With less than 20% down payment, you may be required to pay private mortgage insurance (PMI) to help secure a loan....
