What Makes A CDLP Different
There are various divorce certifications in the marketplace today, but what makes a Certified Divorce Lending Professional (CDLP™) different? Each team member has their own area of expertise in the collaborative divorce team because it would be impossible for one...
What Does “Vetting the House” really mean?
The term vetting has become commonplace in today’s political and business world. But what does vetting mean, and how does it fit into divorce mortgage planning? Vetting means conducting a thorough and diligent review of a person, document, property, investment,...
Avoid Language Traps in the Marital Settlement Agreement
We know it is important to be mindful of the words used in a divorce settlement agreement to avoid language traps and future conflict. However, word choice can also affect the divorcing homeonwer’s ability to obtain mortgage financing. Therefore, while it may not be...
What Is The Difference Between Divorce Lending and Divorce Mortgage Planning?
Many times in a divorce, we are more focused on curing the problem at hand, i.e., distributing real property and assets, that we forget there is life after divorce. The biggest challenge is the lack of knowledge, understanding, and preparedness of how the various...
The Power of Perspective During Divorce
Your perspective is how you see something regarding situations or topics, the appearance of things relative to one another. Multiple perspectives are crucial to gain a complete understanding of a situation. For example, in divorce, different views on different topics...
Addressing the Decree, the Deed, and the Debt During Divorce
The deed, decree, and debt all intersect during divorce yet all three need to be dealt with separately in the settlement process. Therefore, working with a mortgage planner with the right experience is essential during a divorce. This is why it’s crucial to...
Can Divorcing Veterans Use an I.R.R.R.L. To Refinance The Marital Home?
Sadly, the military divorce rate exceeds the divorce rate among the general population. It is understandable, though, given the pressures, deployments, and sacrifices. If the veteran used VA loan financing to obtain the marital home, in what situation can they use an...
Can You Use Divorce Support Income For Getting A Mortgage?
Alimony, Spousal Support, Maintenance, Child Support, and other support payments ordered through divorce proceedings come in different shapes, sizes, and creative solutions. The divorce team may have successfully structured support orders that satisfy both parties;...
