Is Putting Down a 20% Deposit on a Home Loan the Best Option for You?
As of this year, 67.9% of Americans own a home. Will you soon become one of the many homeowners in the U.S.? Nothing defines the American dream more than being a homeowner. You have a space to call your own and to raise your family. But one of the unpopular aspects of...
Pre-Qualified vs. Being Pre-Approved: What’s the Difference?
The real estate finance industry is worth $3.5 trillion. Financing is a desirable option when buying a home. Prospective homeowners can get a mortgage based on their affordability, their credit, and other unique factors such as the home they buy. Homebuyers also...
How Has COVID-19 Affected Home Buyers and What Does the Future for Home Buyers Look Like?
Buying a home is already a stressful experience, and the COVID-19 pandemic is changing the dynamics of the real estate market at a rapid pace. If you’re currently in the market for a home, it’s important to know how the pandemic has affected buyers, and...
How Much House Is Too Much: How Much Mortgage You Can Actually Afford
Mortgage rates are at historic lows right now and the inventory is scarce. Few houses and lots of buyers mean that houses are often going for above the asking price. When you getting into bidding wars with other potential buyers, it begs the question: how much house...
Meet the Neighbors: The Top 5 Portland Neighborhoods to Live In
In today’s busy world, it can be intimidating to start the process of buying a new home. You’ll have a lot of financial details and mortgage requirements to navigate, for one thing. Plus, you and your family have to decide where you actually want to move....
7 Things You Should Consider When Buying a House While Deployed
As a hardworking American, you deserve to provide a comfortable home for yourself and your family. This is true, in particular, when it comes to members of the military. Perhaps, though, you’re interested in buying a home while you’re currently deployed in...
Nobody Puts 20% Down on a House Anymore and Here’s Why
According to the Finance Policy Center, down payments are the largest obstacle that first-time homebuyers face. However, this does not need to be the case. Because for some time now, not everybody is putting a 20% down payment on their house. In fact, according to NAR...
First Time Home Buyers: Where You Can Find Affordable Housing Financing
Are you looking to purchase your first home in the Portland, Oregan area? If yes, you may feel like your new home is out of reach. Don’t worry Portland still has some affordable housing options, and with the right support, you can take advantage of First-Time...
