What Are Mortgage Points and How Do They Affect Interest Rates
If you’re preparing to buy a house, you know there’s a plethora of things to consider. While you might want to focus on the fun stuff like paint colors and flower planting, first you need to consider the financial aspects of getting into a house. First,...
Getting a Mortgage Without a Credit Score: Your Complete Guide
Americans pay an average of $1,588 per month for an unfinished apartment. Many people feel intimidated when dealing with banks and that obtaining a mortgage to purchase a home is beyond their financial ability. It doesn’t matter whether you are getting a mortgage for...
Are Mortgage Refinance Rates Worth It: Tips to Save You Serious Money
Now is a great time to refinance your mortgage. Interest rates are near record lows and home prices are on the rise. In fact, refinancing activity is up 86% over the prior year. You can shave hundreds off your monthly mortgage bill by refinancing. Over the life of a...
What Is Interest Rate Volatility? Your Guide
If you’re looking to purchase your first home, you’re probably looking to do so with the assistance of financing, like most first-time homeowners today. And obviously, you’re looking for the best possible mortgage terms to suit your budget. One of...
Before You Put a 20 Percent Down payment On a House: Read this
Are you planning on putting down 20% of the full price as your down payment on a house? Before you do so, read this useful information. According to reports, 2 in 5 people think that 20% is the minimum down payment on a house you can make. This is far from the truth....
Before You Put a 20 Percent Down payment On a House: Read this
According to reports, 2 in 5 people think that 20% is the minimum down payment on a house you can make. This is far from the truth. In reality, very few people make down payments of 20%. Currently, the average down payment Americans are putting up is 5.3%. As you can...
Private Mortgage Insurance Is Neither “Good” Nor “Bad”
In the wake of the pandemic, there were record-low mortgage rates across the nation for nearly two years. Although rates have risen in 2022, this year is still a great time for aspiring homeowners. But as you’re researching different financing options, you might...
How To Buy A Home In Portland Oregon
Buying a home anywhere can be a long, time-consuming process, especially when you’re buying somewhere popular, like Portland Oregon. If you need help with Portland home buying, follow this guide to make things easier and less stressful. Step One: Find A Portland...
