Before You Put a 20 Percent Down payment On a House: Read this
Are you planning on putting down 20% of the full price as your down payment on a house? Before you do so, read this useful information. According to reports, 2 in 5 people think that 20% is the minimum down payment on a house you can make. This is far from the truth....
Before You Put a 20 Percent Down payment On a House: Read this
According to reports, 2 in 5 people think that 20% is the minimum down payment on a house you can make. This is far from the truth. In reality, very few people make down payments of 20%. Currently, the average down payment Americans are putting up is 5.3%. As you can...
Private Mortgage Insurance Is Neither “Good” Nor “Bad”
In the wake of the pandemic, there were record-low mortgage rates across the nation for nearly two years. Although rates have risen in 2022, this year is still a great time for aspiring homeowners. But as you’re researching different financing options, you might...
How To Buy A Home In Portland Oregon
Buying a home anywhere can be a long, time-consuming process, especially when you’re buying somewhere popular, like Portland Oregon. If you need help with Portland home buying, follow this guide to make things easier and less stressful. Step One: Find A Portland...
Is Putting Down a 20% Deposit on a Home Loan the Best Option for You?
As of this year, 67.9% of Americans own a home. Will you soon become one of the many homeowners in the U.S.? Nothing defines the American dream more than being a homeowner. You have a space to call your own and to raise your family. But one of the unpopular aspects of...
Pre-Qualified vs. Being Pre-Approved: What’s the Difference?
The real estate finance industry is worth $3.5 trillion. Financing is a desirable option when buying a home. Prospective homeowners can get a mortgage based on their affordability, their credit, and other unique factors such as the home they buy. Homebuyers also...
How Has COVID-19 Affected Home Buyers and What Does the Future for Home Buyers Look Like?
Buying a home is already a stressful experience, and the COVID-19 pandemic is changing the dynamics of the real estate market at a rapid pace. If you’re currently in the market for a home, it’s important to know how the pandemic has affected buyers, and...
How Much House Is Too Much: How Much Mortgage You Can Actually Afford
Mortgage rates are at historic lows right now and the inventory is scarce. Few houses and lots of buyers mean that houses are often going for above the asking price. When you getting into bidding wars with other potential buyers, it begs the question: how much house...
