Nobody Puts 20% Down on a House Anymore and Here’s Why

Nobody Puts 20% Down on a House Anymore and Here’s Why

According to the Finance Policy Center, down payments are the largest obstacle that first-time homebuyers face. However, this does not need to be the case. Because for some time now, not everybody is putting a 20% down payment on their house. In fact, according to NAR...
Best Uses for Your Mortgage Cashout Refinance

Best Uses for Your Mortgage Cashout Refinance

Studies show that more than half of Americans have less than $1,000 in their savings account. If this applies to you, how do you anticipate covering the cost of major life events, from the unexpected to the planned? If you need money to help foot a big bill, a...
How to Budget for a House: Knowing What You Can Afford

How to Budget for a House: Knowing What You Can Afford

For many Americans, purchasing a single family home or condominium seems out of reach. One recent study concluded that median home prices are unaffordable in 70 percent of America’s counties. According to the study, an average wage is not enough to cover a monthly...
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