Nobody dreams about getting a mortgage.You dream about the home.
We handle the part nobody dreams about — so the numbers are clear, the plan is yours, and the only surprise on closing day is how good it feels.
David Chandler and Bri Lindley start by understanding you — your finances, your timeline, your long-term goals. Then we build a mortgage strategy around them and walk you through a Mortgage Cost Analysis: a clear, side-by-side breakdown of your options, explained patiently and down to the decimal. No jargon. No pressure. Just the clarity to move forward with confidence.
Movement Mortgage NMLS #39179 · Equal Housing Lender
Start with what you need.
The Lindley Team offers home purchase loans, refinancing, divorce lending, and investment property financing for homeowners and investors across the Portland metro.
Buy a home
First one, next one, or the one you'll actually stay in.
Conventional, FHA, VA, and jumbo loans for first-time and move-up buyers in Portland.
Refinance
Lower the payment, pull cash out, drop the PMI.
Rate-and-term and cash-out refinancing to lower your payment or eliminate PMI.
Divorce lending
Untangle the house from the divorce — cleanly.
Bri Lindley is a Certified Divorce Lending Professional (CDLP®) helping divorcing homeowners with buyouts, refinancing, and equity division.
Buy an investment property
Make the numbers work before you make the offer.
DSCR, conventional, and portfolio loans for rental properties and real estate investors in the Portland metro.
Meet David & Bri
Our story →You get David or Bri. That’s the whole org chart.
David Chandler
Apply →Mortgage Loan Officer · NMLS 265974 · Movement
Twenty-plus years in, and David explains a mortgage like someone with nothing to hide — plain, patient, down to the decimal. Most loans are simpler than the internet makes them look, and he'll tell you so; when yours isn't — self-employed, building, the price says jumbo — he's closed a few hundred like it. He invests in real estate himself, so he reads a deal like a buyer, not a brochure.
Bri Lindley
Apply →Mortgage Loan Officer · CDLP® · NMLS 1367416 · Movement
A Southwest Portland local and one of the few Certified Divorce Lending Professionals in Oregon — the person attorneys call when a house is stuck in the middle of a divorce. She got into this because nothing sets people up for long-term wealth like owning where they live: it turns a necessity into an investment without much extra effort, and almost nobody says that part out loud. Before mortgages she trained surgeons on medical devices, which is about how she reads your file — carefully, out loud, until it makes sense.
Between them: 35 years on Portland mortgages, and a client list that’s mostly referrals.
Every loan on the shelf
All 16 types →Conventional
The workhorse. As little as 3% down.
FHA
Flexible credit, 3.5% down.
VA
Zero down. You earned it.
Jumbo
For the price tags Portland calls normal.
New construction
Financing that keeps up with the build.
Bank statement
Self-employed? Your deposits do the talking.
Investment & DSCR
The property qualifies — not your W-2.
HELOC & cash-out
Your equity, put to work.
Plus USDA, reverse, down-payment assistance and more — the full shelf lives here.
The house doesn’t have to be a casualty.
When a divorce has a mortgage caught in the middle, Bri is the one attorneys call. She’s a Certified Divorce Lending Professional (CDLP®) — one of the few in Oregon — and she works the whole knot: the buyout, the refinance, and a clear read on what each of you can afford next.
How divorce lending works
Bri Lindley · CDLP® · Divorce lending
Explore neighborhoods
All neighborhoods →
How it actually goes
We talk numbers
Yours, real ones — before you fall for a house you can't swing. No credit pull to start, and no pitch.
You get a real answer
Usually inside 24–48 hours. If you qualify, it's the kind of pre-approval letter a Portland seller doesn't squint at.
We close on time
When we said we would. We handle the paperwork and the moving parts; you handle picking a couch.
“This team is amazing. We went through the entire process of buying our home with ease. I really appreciated how honest and upfront they were with me being a first time home buyer. Even conversations of ‘if you were my daughter this is what I would suggest’ — it put my mind at ease. The Lindley Team is a must.”
Tiffany Z. · First-time buyer · Portland
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