The
Journal

Mortgage education, Portland market insights, and neighborhood deep-dives. Written by Bri — not a content farm.

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Divorce Lending
First-Time Buyers
Refinancing
Traditional
Current Homeowners
Divorce Lending

Exploring Spousal Identity Theft and its Ramifications on Divorce Proceedings

Spousal identity theft constitutes a particularly deceptive form of identity fraud, wherein one partner in a marriage illicitly utilizes the other's data without consent.

Bri Lindley  ·  March 6, 2024
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Divorce LendingJanuary 9, 2024

The Underestimated Financial Fallout: Why Divorcing Spouses Often Overlook the Impact on Their Financial and Credit Profiles

Divorce, commonly perceived as a legal and emotional journey, also unfolds as a significant financial odyssey, profoundly affecting the monetary and credit standing of those involved.

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Divorce LendingNovember 15, 2023

The Primary Misunderstanding About Divorce Mortgage Planning with a Certified Divorce Lending Professional

Divorce is a multifaceted process that involves not only emotional and legal considerations but also significant financial implications.

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Divorce LendingFebruary 1, 2023

CDLP Divorce Mortgage Planning and Real Property Detail Report

In a divorce, we are often more focused on curing the problem than understanding the full financial picture.

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TraditionalNovember 28, 2022

Mortgage This: 5 Tips for Working With Mortgage Brokers

Did you know traditional financial institutions provide only 1/3 of all mortgages?

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TraditionalNovember 27, 2022

Navigating the Residential Mortgage Market: A Guide

This year, the average rate for a fixed 30-year mortgage has fluctuated significantly.

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RefinancingNovember 21, 2022

Is Refinance Mortgage to a 15 Year Better Than Making Extra Payments

Now is a great time to refinance your home. But which approach saves more?

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First-Time BuyersNovember 15, 2022

What Are Mortgage Points and How Do They Affect Interest Rates

If you're preparing to buy a house, you know there's a lot to learn about mortgage financing.

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RefinancingNovember 8, 2022

How a Mortgage Report can Help You Understand Your Refinancing Options

What if you could learn all about your refinancing options in one comprehensive report?

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First-Time BuyersNovember 5, 2022

Getting a Mortgage Without a Credit Score: Your Complete Guide

Americans pay an average of $1,588 per month for a mortgage.

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RefinancingNovember 1, 2022

Are Mortgage Refinance Rates Worth It: Tips to Save You Serious Money

Now is a great time to refinance your mortgage. Interest rates remain competitive.

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First-Time BuyersSeptember 27, 2022

Using Government Home Loans for Your Next Purchase: Everything You Need to Know

Using Government Home Loans for Your Next Purchase. Are you considering a government-backed loan?

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TraditionalSeptember 26, 2022

Adjustable-Rate Mortgages Versus Fixed-Rate Mortgages: What's Right for You?

If you have ever wanted to understand better the adjustable-rate vs fixed-rate decision.

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RefinancingSeptember 22, 2022

What Is a Mortgage Refinance, In Plain English

Are you faced with the opportunity to refinance your home?

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First-Time BuyersSeptember 20, 2022

Private Mortgage Insurance Is Neither "Good" Nor "Bad"

Have you been told that PMI is always bad? The truth is more nuanced.

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First-Time BuyersSeptember 19, 2022

Using Government Home Loans for Your Next Purchase: Everything You Need to Know

The housing market was blazing for more than two years, and government programs can help.

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First-Time BuyersSeptember 12, 2022

What Is Interest Rate Volatility? Your Guide

If you're looking to purchase your first home, you're probably watching interest rates closely.

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First-Time BuyersSeptember 6, 2022

Before You Put a 20 Percent Down Payment On a House: Read this

Are you planning on putting down 20% of the full purchase price?

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First-Time BuyersSeptember 4, 2022

Before You Put a 20 Percent Down Payment On a House: Read this

According to reports, 2 in 5 people think that 20% down is required.

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RefinancingAugust 31, 2022

A Beginner's Guide to Understanding Mortgage Refinance Options

If the term 'refinance' sounds like it belongs to another language, you're not alone.

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Current HomeownersAugust 24, 2022

3 Surprisingly Simple Ways to Stop Paying Private Mortgage Insurance (PMI)

It's no secret that owning real estate is one of the best ways to build wealth.

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First-Time BuyersAugust 17, 2022

A Comprehensive Guide to the Ins and Outs of Private Mortgage Insurance (PMI)

Chances are, you've heard some buzz about the record low interest rates.

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First-Time BuyersMay 27, 2022

What Are Interest Rates (And How Do They Affect Mortgage Payments?)

Each year, nearly 700,000 homes are sold in the United States.

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